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Türkiye central bank cuts policy rate to 36%; housing loan rates ease

Published (GMT+3)Prepared by ALTEX Realty

The CBRT cut its policy rate from 37% to 36% at its 22 October 2026 meeting, and its summary published on 30 October reports housing loan rates at 41.5%. A TMMOB regulation on expert reports and arbitration changed on 31 October 2026.

Data

CBRT cuts policy rate to 36%; housing loan rates at 41.5%

What happened
In its summary published on 30 October 2026, the CBRT said its Monetary Policy Committee cut the one-week repo auction rate from 37% to 36% at the 22 October 2026 meeting. The same summary reports that housing loan rates fell 43 basis points to 41.5% in the week ending 16 October, and that annual consumer inflation was 29.73% in September 2026.
What it means for buyers
Buyers who finance a purchase in Turkish lira can compare the stated housing loan rate with offers from their own bank; the rate applies to the weekly average the CBRT reported, not to any individual loan.
Source:
CBRT, Summary of the Monetary Policy Committee Meeting (2026-47), 30.10.2026 — meeting summary

ALTEX Realty is a real estate advisory firm in Istanbul. Questions about buying or the citizenship process? Message us on WhatsApp

RegulationProcess question

TMMOB expert-report and arbitration regulation amended

What happened
The Official Gazette of 31 October 2026 (No. 33416) published an amendment to the TMMOB Regulation on Expert Witnessing, Valuation, Arbitration and Technical Consultancy. The text extends the wording from engineering and architecture to city planning and sets an application fee of 7,000 TL per file for arbitration (amount stated in the 31 October 2026 text). It takes effect on publication.
What it means for buyers
Expert reports and arbitration can be part of building or construction disputes. The amendment concerns TMMOB's own procedure; the full text decides how it applies to any specific case.
Source:
Official Gazette (Resmî Gazete), TMMOB Expert Witnessing, Arbitration and Technical Consultancy Regulation amendment, 31.10.2026, No. 33416 — regulation text

ALTEX Realty is a real estate advisory firm in Istanbul. Questions about buying or the citizenship process? Message us on WhatsApp

Coming up — official releases to watch

  • TÜİK consumer price index, October 2026: 3 November 2026.

Source: TÜİK bulletin ("next release" line), as cited in the 28 October 2026 brief.

Sources

  • CBRT, Summary of the Monetary Policy Committee Meeting (2026-47) — accessed 31.10.2026
  • Resmî Gazete, 31.10.2026, No. 33416 — accessed 31.10.2026

General information, not investment or legal advice.